Denny Ceizyk - Profile and Journalist Details
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Denny Ceizyk
Verified
Senior Writer, Bankrate
Mount Juliet
Beats
ESG, utilities renewables, interested in all things energy.Energy transition, the grid
trash
Content
By Denny Ceizyk Verified, Rhys Subitch Verified| Bankrate Verified HELOCs tie up equity you might need to make a down payment on a new home. Personal loans can be funded quickly since lenders don’t vet your home’s value for approval. Closing costs may be significantly lower than HELOCs, with many excellent credit lenders offering no-fee options. With home prices at record highs and mortgage rates dropping ever so slightly, homeowners may be ready to get serious about selling their homes.
By Denny Ceizyk Verified| WBSF-TV (Clio, MI) Verified Key takeaways72 percent of credit card debt holders make at least some effort to earn credit card rewards, according to data from a recent Bankrate survey. More than half (54 percent) of credit card debtors say it’s gotten harder to pay off their credit card debt in the past year. 41 percent of Americans who maxed out or came close to maxing out their cards saw their credit scores decline. 33 percent of U.S. adults have more credit card debt than emergency savings.
By Denny Ceizyk Verified, Rhys Subitch Verified| Bankrate Verified HELOCs tie up equity you might need to make a down payment on a new home. Personal loans can be funded quickly since lenders don’t vet your home’s value for approval. Closing costs may be significantly lower than HELOCs, with many excellent credit lenders offering no-fee options. With home prices at record highs and mortgage rates dropping ever so slightly, homeowners may be ready to get serious about selling their homes.
Company Info
Bankrate
Bankrate is a prominent personal finance company founded in 1976 by Robert K. Heady. Initially known for its print publications, it transitioned to an online platform with the launch of Bankrate.com in 1996. This shift marked a significant evolution in its business strategy, allowing it to provide a wide array of financial information and tools to consumers. The company offers detailed insights on credit cards, mortgages, deposits, and other financial products. It features calculators and comparison tools to help users make informed financial decisions. Bankrate also operates a network of content-rich websites that focus on various financial categories, providing valuable advice for managing personal finances. While it has a history of print publications, its primary focus is now on delivering comprehensive online financial services.
Fort Mill, South Carolina, United States
+1 561-630-2400
Founded: 1976