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Patrick Bracher

Patrick Bracher

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Author, Regulation Tomorrow

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health social issues and educationLifestyle

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We don't cover Retail Banking or Tech not related to Banking or Finance

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Content

Total articles 457

  • Misrepresentation & non-disclosure

    By Patrick Bracher| Open Legal Blog Archive@ This blog was authored by Jason Hudson, Trainee Associate. Insurance policies can provide financial security, but only when applicants are truthful in their disclosures. In a March 2025 ruling the high court ruled against a beneficiary’s R6 million claim after the insurer proved material misrepresentation and non-disclosure by the life insured policyholder.

    By Patrick Bracher · Open Legal Blog Archive

    Mar. 21, 2025

  • Representations, warranties and the UK Insurance Act 2015

    By Patrick Bracher| Open Legal Blog Archive@ In March 2025, the UK Court of Appeal found that a provision in a warehousekeeper’s policy that it was a condition precedent to the insurer’s liability that during the currency of the policy the warehousekeeper “continuously trades under the conditions declared and approved by underwriters in writing” was a future warranty not a representation. The court found that this was expressly stated to be a warranty and was therefore governed by section 10 of the UK Insurance Act 2015.

    By Patrick Bracher · Open Legal Blog Archive

    Mar. 12, 2025

  • Misrepresentation & non-disclosure

    By Patrick Bracher| Open Legal Blog Archive@ This blog was authored by Jason Hudson, Trainee Associate. Insurance policies can provide financial security, but only when applicants are truthful in their disclosures. In a March 2025 ruling the high court ruled against a beneficiary’s R6 million claim after the insurer proved material misrepresentation and non-disclosure by the life insured policyholder.

    By Patrick Bracher · Open Legal Blog Archive

    Mar. 21, 2025

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Company Info

Regulation Tomorrow

Norton Rose Fulbright is a global law firm with a rich history that dates back to 1794. It was formed in 2013 through a merger of Norton Rose and Fulbright & Jaworski and now operates in over 50 locations worldwide, including major cities like London, New York, and Sydney. The firm employs more than 3,000 lawyers and legal staff, providing a wide range of business law services to multinational corporations and financial institutions. The firm offers comprehensive legal services across various industries, including financial institutions, energy, technology, transport, life sciences, and consumer markets. Its clientele includes prominent global corporations, and it has been involved in significant legal matters throughout its history. Norton Rose Fulbright operates as a Swiss verein, which allows it to coordinate cross-border services while ensuring local compliance. The firm emphasizes quality, unity, and integrity in its operations, focusing on professional development and community responsibility.

London, England, United Kingdom

+1 514-847-4747