Patrick Villanova - Profile and Journalist Details

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• Traditional IRA vs. Roth IRA: These Charts Show the Key Differences

  By Patrick Villanova| Yahoo Verified When saving for retirement, you’ll typically have two choices for how you’ll fund your IRA. With a traditional IRA, you’ll contribute pre-tax dollars that will grow inside the account tax-free and be taxed when the money is withdrawn. A Roth IRA, however, taxes your initial contribution so that you don’t have to pay taxes when you withdraw your savings. A financial advisor can help you manage your savings and plan for retirement. Find a local advisor today.

  By Patrick Villanova · Yahoo

  Mar. 21, 2025

• 401(k) Savers Say They Need This Much for Retirement. Do You Agree?

  By Patrick Villanova| Yahoo Verified If $1 million was once the consensus target for retirement savings in the U.S., that appears to be changing. A recent Schwab Retirement Plan Services survey found that 401(k) plan participants across the country now believe they must save $1.9 million for retirement. The online survey, handled by Logica Research, conducted 1,000 interviews with plan participants between ages 21 and 70 and gauged confidence levels for achieving their own retirement goals.

  By Patrick Villanova · Yahoo

  Mar. 18, 2025

• Traditional IRA vs. Roth IRA: These Charts Show the Key Differences

  By Patrick Villanova| Yahoo Verified When saving for retirement, you’ll typically have two choices for how you’ll fund your IRA. With a traditional IRA, you’ll contribute pre-tax dollars that will grow inside the account tax-free and be taxed when the money is withdrawn. A Roth IRA, however, taxes your initial contribution so that you don’t have to pay taxes when you withdraw your savings. A financial advisor can help you manage your savings and plan for retirement. Find a local advisor today.

  By Patrick Villanova · Yahoo

  Mar. 21, 2025

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