Sheiresa McRae Ngo - Profile and Journalist Details
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Sheiresa McRae Ngo
Verified
Personal Finance Writer, Bankrate
New York
Beats
Employer Branding
MATHS
Content
By Sheiresa McRae Ngo Verified, Kristen Kuchar Verified| Bankrate Verified Today's top CD rate across terms is 4.50 percent APY, offered on three- and six-month CDs.The best rates on various terms are more than triple the national average yields, so it pays to shop around. In 2025 and beyond, APY levels on competitive CDs will likely move in lockstep with any changes the Federal Reserve makes to the federal funds rate. The Federal Reserve maintained its benchmark rate at a range of 4.25-5 percent during its March 18-19 meeting.
By Sheiresa McRae Ngo Verified| WMC-TV (Memphis, TN) Verified Key takeaways Savings accounts are not designed for everyday spending, and many banks and credit unions impose monthly limits on the number of transactions you can make from a savings account. If you need to spend money that’s in your savings account, you’ll likely need to either withdraw cash or transfer the funds into a different account.
By Sheiresa McRae Ngo Verified| KATU-TV (Portland, OR) Verified Can you spend from a savings account? by Sheiresa McRae NgoMon, March 24th 2025 at 2:34 PMwavebreakmedia/Shutterstock
Company Info
Bankrate
Bankrate is a prominent personal finance company founded in 1976 by Robert K. Heady. Initially known for its print publications, it transitioned to an online platform with the launch of Bankrate.com in 1996. This shift marked a significant evolution in its business strategy, allowing it to provide a wide array of financial information and tools to consumers. The company offers detailed insights on credit cards, mortgages, deposits, and other financial products. It features calculators and comparison tools to help users make informed financial decisions. Bankrate also operates a network of content-rich websites that focus on various financial categories, providing valuable advice for managing personal finances. While it has a history of print publications, its primary focus is now on delivering comprehensive online financial services.
Fort Mill, South Carolina, United States
'+1 561-630-2400
Founded: 1976