Steven Dashiell - Profile and Journalist Details
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Steven Dashiell
Verified
Credit Cards Writer, Finder.com
Phoenix
Beats
Biography
Steven Dashiell is a credit cards staff writer at finder.com. He's worked on over 150 Finder articles to help readers embrace and maximize credit cards. Steven has nearly a decade of research and reporting experience, and has also been a reporter and editor for several healthcare newsletters.
travel loyalty programsCredit cards rewards programs
Banking, debit cards
Content
By Erica Sandberg Verified, Steven Dashiell Verified, Steve Dashiell| Bankrate Verified Adding authorized users to your business credit card account can make it easier for your business to complete purchases, earn rewards and improve bookkeeping. You can often set individual spending limits for your employee cards, which helps protect you from rogue spending. It’s usually simple to add or remove authorized users from your small business credit card account as needed. Nearly all credit card issuers offer the option to add authorized users to a credit card account.
By Jacqueline DeMarco, Steven Dashiell Verified, Steve Dashiell| Bankrate Verified PeopleImages/Getty Images Paying your card bills on time can help keep your credit healthy and prevent you from incurring late payment fees on your account. Paying your statement balance in full each month will let you sidestep the possibility of interest charges on your account. Paying earlier than your due date can have a few benefits, like lowering your credit utilization ratio and reducing any compound interest you might accrue.
By Steven Dashiell Verified, Steve Dashiell| Bankrate Verified Your credit utilization ratio is expressed as a percentage and determined by taking the amount you owe on a credit card and dividing it by your credit limit. If you currently owe $5,000 across total credit limits of $10,000, this means you have a total credit utilization ratio of 50 percent. Most experts recommend keeping this ratio below 30 percent for the best results for your score, but keeping it lower than that can be an even better idea.
Company Info
Finder.com
Finder is a global financial comparison platform established in 2006 and based in Sydney, Australia. The company operates in four countries and attracts over 5 million visitors each month. Finder helps users compare a wide range of financial products, including credit cards, loans, insurance, and utilities, enabling them to make informed financial decisions. The platform features comparison tools that analyze over 100 categories, including bank accounts and energy providers. It offers independent, data-driven reviews of financial products and has a mobile app that provides personalized financial insights to its users. Additionally, Finder publishes educational resources to enhance financial literacy and support wealth-building strategies. The company targets individual consumers, including first-time borrowers and households looking to compare utility providers.
Sydney, New South Wales, Australia
+61 2 9299 7602
Founded: 2006